Struthers Federal Credit Union offers low cost loans and credit cards for all of your borrowing needs. Our friendly Loan Department will answer your questions and help you find the right solution for your budget. Shop the competition – you’ll come back to Struthers FCU. We’re confident you’ll find the best options with Struthers FCU. If you’re trying to figure out what you can afford, our helpful LOAN CALCULATORS can do the calculating for you! Click hereto print a Loan Application.
First Mortgages
Looking for your first home? Already a homeowner but looking to refinance? We’ve got help for you. Our partnership with Member Mortgage Services allows us to offer you the most comprehensive mortgage programs available, combined with the highest quality service. Visit www.membermortgage.comor give us a call 1-800-945-4506 for more information on Mortgage Loans.
2nd Mortgages
Our 2nd Mortgages have a low fixed rate with no annual fee and terms up to 15 years. Your interest rate may be deductible, so check with your tax advisor if you’re looking for tax benefits. When the market fluctuates, you’ll know what your rate is and what your payment is, because it never changes. Call and let our Loan Department help you.
Signature Loans
These loans can be used for whatever you need. No collateral is necessary for a Signature Loan. If you need money for debt consolidation, to take a vacation, or for car repairs, a Struthers FCU Signature Loan could be your answer.
Share Secured Loans
Need money fast but don’t want to withdraw from your hard earned savings? Not a problem – Struthers FCU has a loan program that allows you to borrow up to the amount you have in your Savings Account. The amount of the loan is frozen in your Share Account, however, as you repay the amount, those funds are released. When you need to borrow money at the very lowest rate possible – consider a Share Secured Loan.
Vehicle Loans
If you’re financing a vehicle, look to Struthers FCU first. We offer competitive rates, flexible terms, and easy application process. Whether the vehicle is new or used, with four wheels or two, we can help you get the money you need. We offer new & used motorcycle loans, new & used vehicle loans, RV loans, and even boat loans. Loan rates are determined by the model year of the vehicle and term of the loan.
Open End Line of Credit Loans (LOC)
Similar to a “line of credit,” Struthers FCU will open an open end account from which you may borrow based on your credit history, past record and your ability to repay the loan amount. Once the account is open, you can go to any teller and sign a voucher for the amount you need to borrow. Open End Credit Loans eliminate the need to complete the loan application process each time you need money. The money is there when you need it. Open End Credit Loans are similar to credit card cash advances without the high interest rates.
Student Loan - Federal Family Education Loan Program
You started saving for college when your child was born, but the cost of education has risen beyond your expectation and beyond your savings account balance. Struthers, in conjunction with the U.S. Government, offers guaranteed student loans through a program called the Federal Family Education Loan (FFEL) program.
Complete a free application online at www.fafsa.ed.gov. The credit union lender code is 833521.
There are three types of FFEL Program loans available:
-Subsidized Federal Stafford
-Unsubsidized Federal Stafford
-Federal Parent Loans for Undergraduate Students (plus)
-Consolidation Loans
VISA® Credit Card
Struthers Federal Credit Union offers a low fixed-rate VISA® card for our members. Our credit card has:
-No balance Transfer Fees
-No cash advance fees
-Low competitive interest rate
-25-day grace period
-FREE online account information
To apply for your VISA card today, call the credit union or you can apply online at www.myCUcard.com.
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